Independent community banks have had a significantly positive impact on the overall landscape of the banking industry.  From the consolidation of regional banks into "mega banks" to the birth of "low cost internet banking", Community Banks provide a traditional resource for clients who demand a personal professional relationship with a banking partner.  Today, working with a Community Bank is one of the key strategies used by sophisticated borrowers, who value service and lending options.

The Community Bank Advantage

Community Bank - Wheaton/Glen Ellyn is an independently owned bank with local shareholders, managed by locally residing professionals who have decision making ability.  Community Bank is committed to meeting the mortgage needs of it's clients, by providing a variety of conservative popular mortgage programs at competitive rates.  By combining professional expertise with direct access to hundreds of loan products, your Banker provides the most efficient way to obtain financing tailored to your specific financial goals.

We CAN Help!

In the volatile home-lending market, Community Bank mortgage consultants can serve as safeguards, offering their clients security, safety, and peace of mind. One of our most important functions is escorting your loan application through the entire process, constantly patrolling the component transactions for possible breakdowns. A professional mortgage consultant can wade through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective loan options.

We'll Handle the Details!

There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why you need a mortgage consultant to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.

A mortgage consultant also:

• Discusses and explains financing program options
• Informs you, in writing, of lock-in options
• Explains all documents of the loan application
• Explains all associated costs of the loan application
• Explains the disbursement of all loan applications
• Explains the loan process, from application to closing
• Provides you with a good faith estimate of cost and fees
• Communicates with you throughout the loan process in a timely manner
• Coordinates the final closing of your transaction